What We Offer
We are experienced professional advisers who care about the quality of service that we give to our clients. We are especially considerate of clients who are considering the release of equity from their home as this is often a big decision that needs to be made in conjunction with family or trusted friends.
Bearing this in mind, we have built up, and we continue to build up, a network of advisers that are familiar with this area of planning. We regularly run seminars for solicitors in order to ensure that the advice given by our network of professionals is up to date and relevant to your needs.
What is Equity Release?
Equity Release provides a way for homeowners, above a certain age, to release some of the capital that is locked up in their home; the capital can be released for any reason.
What is our 'Freedom Service'
What we have termed as our 'Freedom Service' aims to bring financial freedom to our clients who either need, or want, to release capital. Why do we call this service our 'Freedom Service'? It is because the release of equity from a home can bring freedom to our clients. The release of capital can bring an enhanced lifestyle through an increase in the level of income; capital can provide the funds for urgent repairs within a home; an equity release plan can raise funds to enable the modification of a home; capital can be used to provide levels of care during periods of illness. The choice is yours to make, that is why we have introduced the 'Freedom Service'.
Depending upon your location the 'Freedom Service' offers to you:
- Independent Advice
- Advice on Lifetime Mortgages; Conventional Interest Only Mortgages; and Home Reversion Plans
- A free no obligation initial interview
- Home visits to you or telephone consultations
- An assessment of the effect upon your benefits
- A full report for you and your family
- Accompanying you to visit your solicitor
- A joint meeting with your family or trusted advisers
- Follow−up advice on taxation implications
- Advice on investment opportunities
If you are considering an Equity Release plan, then contact us for an intial personal consultation and ask to speak with Arwyn Pennington Bailey.
You should think very carefully about this information. If you are at all unsure about which equity release transaction is right for you, then you should ask your adviser to make a recommendation. We also offer advice on home reversion schemes and conventional mortgages, either of these products may be more suitable to your own circumstances.